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This particular article haven't been translated. Sorry. Hope we will fix it!Подкасты "Успехов Вам!"
This particular article haven't been translated. Sorry. Hope we will fix it!Red or blue? It's up to you!
Written by Victor
Do you remember in The Matrix movie Morpheus offered Neo the choice: Red pill or blue? The one will send you back to the delusions and you forget even the fact that you’ve ever wanted to wake up; the other one will show you the truth of life, even though that truth would make you sick many times… let’s take a look at some areas where we are to chose.
Those of you, who prefer to keep on sleeping, please browse to some other page, happy dreaming!
Credit cards. We have the two blue pills. And only one red.
Bluepill #1: Creditcards are awful good. With one you could fix so many urgent necessities! For instance, if you want a new gadget, like iPad or similar stuff that crack wallets of gadget-addicted ones. You can buy just about anything you want if your limit is not out. And you won’t have to postpone your life ‘till tomorrow. Credit card motivates you “Why don’t you spend today what you dream to earn tomorrow?” sure, the patience is not in the modern lists of benefactors. Nowadays benefactor is the amount of cool gismos you mount up. Nobody’s gonna know about your credit, nobody gonna care that collectors are at the top of your kingsize in your borrowed bedroom. This pill is actually propagated by the government, cause they are not interested in the prosperity of voters, they’re interested in voters getting piled under the stuff that will make voters feel prosperous…
Bluepill #2: Creditcards are hellish evil. This one is actively propagated by most churches. Some even offer the best pill ever – called “plastic surgery”. One sister in the US did that after maxing out on her card. When the bank learned about that “surgery” she was charged $5000 fine for tampering with bank’s property. For the sake of propagation of this pill all means are good, including using Scriptures out of context. Surely, Paul called us not to be debtors to anyone anything! Who cars that that verse does speak about taxes and doesn’t speak about credits. One of the ingredients of that pill is the substance called FAITH. Why do you go to the credit organizations – you’re to live by faith in the fact that God’s gonna provide for you! Since you went to the credit, we know now that you’re little of faith, but in now way does that mean that we were the ones responsible to teach you about proper money management. Some will issue you another pill instead – “Money is not spiritual subject to teach that in church!”
Red one: Creditcards are dangerous, but sometimes unavoidable. Generally, in 50 years of it’s existence, the whole worlds kinda got used to creditcards and the use of it has become a norm. We’ve got to keep in mind though that back in 1957 it was conceived as a spare tire, why now, only two generations latter you start thinking of it as your major drive? The idea of some plastic “paying ability proof” came to two men when they had to pay at the restaurant but found that their wives went shopping with their wallets! If this tool is useful, why is it dangerous then? Here’s why:
1. It’s easy to lose sense of control – that’s how our mind is built – we consider real only those things we can count. But what do you have? One card – nothing to count.
2. Lack of self-discipline to timely pay all outstanding charges (MONTHLY) will lead you to the total disaster financially.
3. There’s one more attribute about debts that we see while consulting people. Theirs is a saying in Russia: Money comes where money is. Often we see the same applicable to the debts: You’ve got one, you’ll get more. The very thought of already having one debt kicks you of guard and you start hoarding debts.
4. Creditcard is the MOST expansive source of money. The interest on creditcards are aweful high. Another Russian clich? would say “You take not your money, for a time being and a littlebit, but you pay back YOURS, FOREVER and A LOT!”
The most awful thing in this pill is this: In the contemporary world of financial illiteracy (Russia for instance – 93% are financially illiterate), there only a handful of people that are prepared for a force-major cases (like terrible sickness treatment of which is not fully covered by your insurance). And that why MOST people will just have to use their creditcards on emergency.
There’s one way around both, blue and red pill though…
What do you have to do in order to never use your creditcard? Don’t even think about that stupid “plastic surgery” – it won’t rescue you!
Do you have a financial airbag? Start today! Start saving money until you get three to six of your monthly family budgets saved and available immediately. In amazingly almost all of your emergencies this amount will rescue you!
I’ve got couple more sets of pills, but will have to wait with it. See you next time!..
Присоединяйтесь на ВК!
Contents
Scriptures about finances
Притчи 1:5
Бытие 1:28
Бытие 14:19
Рим. 13:8
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